Iute Credit Macedonia is part of the multinational business operation – Iute Group AS which has been selected as one of the fastest-growing companies in Europe. Our Macedonian office operates from 2017 and it has grown rapidly over this short period of time. We create extraordinary customer experience through our extraordinary people. As the fastest and most comfortable financial company with loan products that customers prefer, we look for an ambitious character to join our team to make our extraordinary work environment even better.
CHIEFCOMPLIANCE and LEGAL OFFICER
This position reports directly to CEO.
Main duties and responsibilities:
Implements and manages an effective compliance program and company policies.
Responsible for providing procedural and legal advice related to the processes of Iute credit Macedonia, regarding the credit operations, collection, etc., corporate affairs related to licenses, regulatory bodies, employees, intellectual property, and all projects at Iute Credit Macedonia level or at group level.
Coordinates the cooperation with the external legal advisors related to Company’s regular activities, including but not limited to all legal documents of Iute Credit Macedonia, documents related to intellectual property, contractual documentation, labor relations etc.
Implements and maintains simple managerial corporate structure. Implements and maintains process of good corporate governance.
Actively participates in preparation of various acts and procedures from her area, legal documents and legal opinions and reviews acts and procedures drafted by other organizational units.
Handles all formalities related to resolving legal cases and complaints and monitoring the implementation of the regulations.
In cooperation with external legal advisors, represents the company in various legal cases initiated by Iute Credit Macedonia or against Iute Credit Macedonia, excluding the enforcement procedures related to collection of approved loans.
Works in accordance with the laws and regulations, adhering to the instructions by Iute Credit Macedonia and on group level.
Conducts an audit of the processes of Iute Credit Macedonia, proposes changes and improvements.
Develops and regularly monitors compliance action plan, checklists, work instructions, etc.
In cooperation with the CEO, the Chief Risk Officer, designs and proposes processes and appropriate documentation to develop, harmonize, change, and point out changes that may be different from the basic and existing designed processes in the systems.
Implements, follows, and manages necessary licensing procedures, new business activities and is fully responsible for sustaining the conditions of licenses.
Advises management on the company’s compliance with laws and regulations through timely information and detailed reports.
Informs about all the latest laws, acts, development plans of financial institutions, problems, challenges, and adopts them to be applicable in daily operations.
Creates and manages effective action plans in response to compliance audit findings.
Regularly reviews company procedures, practices, and documents to identify potential weaknesses or risks, and proposes improvements.
Revises customer related documents to determine compliance with legal and regulatory requirements.
Participates in creation and revision of loan documentation.
Participates in training of employees about the latest regulations and processes.
Collaborates with the CEO and the Chief Risk Officer to harmonize the processes of IuteCredit Macedonia with the operations for the overall loan portfolio and regulatory bodies.
Maintains continuous cooperation with the subsidiaries and the management of IuteCredit in designing and maintaining the processes that are in accordance with the regulatory bodies and fulfilling the basic and specific procedures and rules.
Advises the top management of IuteCredit Macedonia in a way that minimizes legal risk and liability in terms of compliance.
Assists in responding to regulatory and legal inquiries presented to the company.
Provides practical and timely advice to internal stakeholders on compliance policy and relevant legal and regulatory requirements for areas of compliance, including AML, CTF, KYC, CDD, data protection, etc.
Maintains and implements the highest level of confidentiality and business communication.
University degree in Law.
At least 10 years legal experience in law or compliance, preferably in banking area.
Knowledge of the local regulations in relation with ICMK activities.
Wide range of knowledge of compliance standards such as AML, CTF, sanctions, customer interest etc.
Good understanding of offered services, products and processes in the financial and risk industry, especially financial and regulation connected processes.
Strong interpersonal skills, integrity, ethical behavior, analytical and research skills, report preparing skills, critical thinking.
Critical risk-oriented thinking, decision making related to the position, problem definition capability, data analysis and complex case evaluation option.
Communication skills, report making and direct management and regulators communication.
Certificates or compliance trainings are considered as an advantage.
Multitasking, priorities making capability.
English Language proficiency
Excellent knowledge of Microsoft Оffice
The company offers:
Competitive salary and bonuses
Positive, dynamic, and encouraging working atmosphere.
Opportunity for professional and educational trainings.
Why work at Iute Credit Macedonia?
We have nice, bright, cozy offices
We work on interesting, challenging tasks every day. There is never a dull momment
Our dynamic culture means everyone’s opinion matters. You can contribute and make a positive impakt
Our rapid growth means there are many opportunities for advancement
Simple and flat management structure
Right choice if you want to be part of a multicultural, diverse team
Regular interesting activities, competitions and benefits for employee